News Archive

American Income Life Letter

September 19, 2019

You should have received a letter from HGEA benefit partner, American Income Life (AIL), if you live on Oahu or Maui. Members who returned their beneficiary card should expect a call from an AIL insurance agent who will ask to meet with you regarding their policies and your free $4,000 accidental death and dismemberment policy. We encourage you to take advantage of the AIL policies, however you are under no obligation to meet with the insurance agent. Questions may be directed to Christa Davis at or click here for more information or to complete your beneficiary card online. 

FAQs for AIL free $4,000 accidental death and dismemberment policy:

Q. Can I name more than one beneficiary?
A. Yes! As long as it’s a person or a trust. Also can be any legal entity.

Q. How much is the additional $10,000 policy?
A. $2.00 for the first year, and $5 per year after that.

Q. I sent in the beneficiary card last time, do I have to send it in again?
A. Yes, the free policy has changed and is now a $4,000 benefit.

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